Pet Insurance 101
Pet insurance helps pet parents manage unexpected veterinary bills if their pet is hurt or sick. By reimbursing customers for covered treatments, pet insurance can help pet parents focus more on their dog or cat’s care and less on the cost of veterinary treatment.
What does pet insurance cover?
Pet insurance typically covers pets for injuries and illnesses. Hartville’s plans, including ASPCA Pet Health Insurance, can also cover pets for wellness care, hereditary and congenital conditions, alternative therapies and behavioral issues.
Learn more at the ASPCA Pet Health Insurance website.
Do I need pet insurance?
Veterinary care is getting more expensive, especially as more advanced treatments become available for animals. For instance, veterinarians now use MRI technology and chemotherapy to treat their pet patients. Our pet insurance can help pet parents give their pets the best medical care available.
How much does pet insurance cost?
Pet insurance premiums typically depend on a few factors like the level of coverage selected, the customer’s geographic area and the breed and age of a pet. Hartville’s plans also have deductible options and a multiple pet discount to help customers save on a plan. Our premiums will never rise because of a pet’s health, and we’ll never cancel coverage for a pet’s age or health.
How does pet insurance work?
Customers can visit any licensed veterinarian in the US or Canada, including emergency clinics and specialists. They pay the veterinarian for services as usual, then file a claim to be reimbursed quickly for covered treatments. Hartville customers can also sign up for direct deposit of their claim payments to get their reimbursements even faster.
How do customers enroll?
Pet parents can start with a free, no-obligation quote at the ASPCA Pet Health Insurance website. We have a 30-day money back guarantee, so there’s no risk to start. Learn more about partnering with us to offer our plans to your employees, members or clients.